Financial questions that need an answer

I am opening Bank of America’s CampusEdge checking statement tomorrow (well technically today since it’s past 12). It was a hard decision between Chase and Bank of America. I’m worried about what would happen after I graduate. I know they are going to switch me over to their normal checking accounts. So is BoA the way to go? I heard BoA’s customer service was pretty bad.
Please don’t tell me about other banks because it’s only between the two. I think I need some convincing. =[

I’ve also been hearing all these stuff about them pulling a hard credit check. Is this true? Would this affect me any way? I’ve never had a bank statement nor a credit card before so doesn’t that mean I don’t have any?

Thank you in advance <3