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Archive for 'Credit'

Open Question: i have serious debt problems, i need real help?

How do i get a individualized loan on bad credit?
i just applied a loan for $13,000 to consolidate my credit card debt at citifinanical
i have bad credit. so i dont expect a yes from citifinancial. but just wondering if its doable to beg and plead them over the phone and maybe they’ll at least reconsider […]

Open Question: American giftcard help!!!!?

I finished all the money on my credit card and when I bought a song from iTunes and checked the acquirable funds I had on the card it says -.68 what’s going to happen

Open Question: Where can I get a bad credit auto loan without phonecalls from dealerships?

I’m interested in a private loan company that specializes in bad credit auto loans. I do not want the type of loan where they refer you to 20 different dealers. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan that has no referrals […]

Open Question: Capital One Platinum Prestige Credit Card?

What can you tell me about it, and how hard is it to get? What are your experiences with it?

Open Question: Can anyone recommend any good debt management websites/books?

I am so in over my head, I could just cry!

Open Question: High interest car loan: early payoff or refinance?

I bought a car in February of this year at an interest rate of about 20 percent because my credit was a mess. I have since graduated from college, gotten a real and have all my credit card bills paid. I can have the 48 month loan paid within one year (by Feb. 2008) because […]

Open Question: If I have credit card debt in in America, but give up my citizenship and move to Canada, does my debt follow?

does my debt follow me? Should I just throw out the bills, and start fresh in Canada? I’m talking about giving up american citizenship in exchange for Canadian citizenship and moving to and living in Canada? What does it take to purchase a home in Canada? to they have realtors similar […]

Open Question: debit card ? help ! .. ^^?

so , i just lost my debit card .
and it has money on it .
my mom called TD and cancelled it .
but my question is …
will the money be gone cause they cancelled the statement ? ..
or if the money is not gone … where does it go then ?
help mee .. of course , […]

Open Question: Student checking for Bank of America or Chase? Hard Credit checks? ?

I am opening Bank of America’s CampusEdge checking statement tomorrow (well technically today since it’s past 12). It was a hard decision between Chase and Bank of America. I’m worried about what would happen after I graduate. I know they are going to switch me over to their normal checking accounts. So is BoA the […]

Open Question: Dealership checking my credit score - lowering score??

I do understand that whenever someone checks my credit score to see if I’m approved for financing a car, that it does go down a bit –
exactly how many points does it go down?